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Smishing (SMS + Phishing) is a type of scam where fraudsters send fake text messages to trick you into giving personal information or clicking on harmful links that entices you to input your personal information on a compromised website.

How Can I Tell If a Text Message Is a Scam?

Look for these red flags:

  • Unknown Sender: Messages from unfamiliar numbers.
  • Urgent Language: Phrases like "Act Now!" or "Immediate Action Required."
  • Suspicious Links: Links that look strange or unfamiliar.
  • Requests for Personal Info: Asking for sensitive details like passwords or bank information.
  • Spelling/Grammar Errors: Poorly written messages with noticeable mistakes.
  • Too Good to Be True Offers: Promises of rewards, prizes, or financial gains that seem unrealistic.

Common Text Scams to Watch For

Here are some common scams:

  • Unpaid Tolls: Messages claiming you owe toll payments and need to pay immediately.
  • Fake Bank Alerts: Texts pretending to be from your bank, asking you to verify account details.
  • Accidental Contact: Messages claiming they contacted you by mistake, leading to a scam.
  • Job Offers: Promises of high-paying jobs with little effort, asking for personal details.
  • Delivery Scams: Texts pretending to be from delivery services, asking you to click a link to track a package.
  • Prize or Lottery Scams: Claims that you’ve won a prize or lottery, requesting personal info to claim it.

Why Am I Getting These Scam Text Messages?

Scammers use different methods to get phone numbers, including:

  • Data Breaches: Leaked information from compromised databases.
  • Random Number Generation: Automated systems sending messages to random numbers.
  • Public Listings: Phone numbers found in public directories or on social media.

What Should I Do If I Receive a Scam Text Message?

  1. Do Not Respond: Avoid replying or clicking any links.
  2. Report the Message: Report the scam to your mobile carrier.
  3. Delete the Message: Remove the message from your phone to prevent accidental interaction.
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