Smishing (SMS + Phishing) is a type of scam where fraudsters send fake text messages to trick you into giving personal information or clicking on harmful links that entices you to input your personal information on a compromised website.
How Can I Tell If a Text Message Is a Scam?
Look for these red flags:
- Unknown Sender: Messages from unfamiliar numbers.
- Urgent Language: Phrases like "Act Now!" or "Immediate Action Required."
- Suspicious Links: Links that look strange or unfamiliar.
- Requests for Personal Info: Asking for sensitive details like passwords or bank information.
- Spelling/Grammar Errors: Poorly written messages with noticeable mistakes.
- Too Good to Be True Offers: Promises of rewards, prizes, or financial gains that seem unrealistic.
Common Text Scams to Watch For
Here are some common scams:
- Unpaid Tolls: Messages claiming you owe toll payments and need to pay immediately.
- Fake Bank Alerts: Texts pretending to be from your bank, asking you to verify account details.
- Accidental Contact: Messages claiming they contacted you by mistake, leading to a scam.
- Job Offers: Promises of high-paying jobs with little effort, asking for personal details.
- Delivery Scams: Texts pretending to be from delivery services, asking you to click a link to track a package.
- Prize or Lottery Scams: Claims that you’ve won a prize or lottery, requesting personal info to claim it.
Why Am I Getting These Scam Text Messages?
Scammers use different methods to get phone numbers, including:
- Data Breaches: Leaked information from compromised databases.
- Random Number Generation: Automated systems sending messages to random numbers.
- Public Listings: Phone numbers found in public directories or on social media.
What Should I Do If I Receive a Scam Text Message?
- Do Not Respond: Avoid replying or clicking any links.
- Report the Message: Report the scam to your mobile carrier.
- Delete the Message: Remove the message from your phone to prevent accidental interaction.