What is Account Takeover, How it Happens, How To Prevent It

LAST UPDATED: NOV 02, 2023

Estimated reading time: 2 minutes

In this guide, you will learn:

• What is Account Takeover?
• How Does Account Takeover Happen?
• How to Prevent Account Takeover
• How to Monitor and Manage Your Identity and Privacy
• How to Secure Your Online Presence

What is Account Takeover?

Have you ever had a nagging feeling that your online accounts aren't quite right? Here are some telltale signs that could indicate an account takeover (ATO) might be in progress:

1. Unusual Activity

   Unexpected login attempts, unfamiliar devices, or changes in account settings you didn't authorize can be red flags.

2. Unauthorized Transactions

   Sudden purchases or withdrawals on your bank and payment accounts that you didn't initiate could be a sign of something suspicious.

3. Missing Emails or Messages

   Have important emails suddenly disappeared? It might suggest that someone else has access to your account.

4. Password Problems

   If you can't access your account with your usual password, it might indicate a takeover.

ATO is a cyber-attack where unauthorized individuals gain access to your online accounts, such as email, social media, banking, or other online services.

How Does Account Takeover Happen?

1. Stolen Credentials

   Your login details may be compromised due to data breaches or leaked passwords from other websites. If you reuse passwords, attackers might try them on different platforms.

2. Phishing

   Attackers use convincing emails or messages that appear legitimate. They'll ask you to click on a link or share your info, effectively giving them access to your account.

3. Social Engineering

   If you've overshared on social media, attackers may gather personal info about you and use it to answer security questions or guess passwords.

How to Prevent Account Takeover

1. Strong Passwords

   Create strong, unique passwords for each account. Mix up letters, numbers, and symbols to make it tougher for hackers.

2. Two-Factor Authentication (2FA)

   Enable 2FA wherever possible. It adds an extra layer of security by requiring a second verification step.

3. Beware of Phishing

   Don't click on suspicious links or provide personal info to unsolicited requests. Hackers often use phishing to deceive you.

4. Regular Checkups

   Periodically review your account's privacy and security settings. Establishing good digital habits goes a long way.

5. Use Secure Networks

   Avoid logging into important accounts on public Wi-Fi, as hackers can intercept your data on open networks.

Monitor and Manage Your Identity and Privacy with Trend Micro ID Protection

Account takeover can happen to anyone, but with vigilance, you can stay ahead and enjoy a safer online experience. Trend Micro ID Protection offers you:

1. Dark Web Search

   Find your leaked information on the dark web.

2. Personal and Social Media Identity Alerts

   Receive notifications when your information is leaked.

3. Social Media Privacy Protection

   Safeguard your social media accounts.

4. Safe Website Checks

   Verify the safety of websites.

5. Ad and Tracker Blocking

   Enhance your online privacy.

6. Strong Password Generation

   Create robust passwords.

7. Secure Wi-Fi and Password Management with the Trend Micro ID Protection Mobile App.

Secure your online presence today with Trend Micro ID Protection

• Get Trend Micro ID Protection App on Google Play Store
• Get Trend Micro ID Protection App on Apple App Store

Protecting your online accounts is paramount. Stay informed, stay secure, and enjoy a worry-free online experience with Trend Micro ID Protection by your side.