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When making an online purchase from Trend Micro, you might see an error message that says:

"Sorry, we are unable to process your order. Your card must be authenticated with 3-D Secure before continuing."

Why did this happen?

3-D Secure is an added layer of security used by banks to protect your credit or debit card during online transactions. This system requires you to verify your identity—usually through a one-time password (OTP), biometric verification, or a banking app—before the transaction can be approved.

This error means your card requires 3-D Secure authentication, but the process couldn’t be completed, which caused the payment to fail.

What should I do next?

Follow these steps to fix the issue:

  1. Clear browser's cache and cookies:
    Your browser saves old data that might stop the website from loading properly. Clearing this can help refresh the page.
  2. Use incognito or private browsing mode:
    This opens the website without using saved data or settings, which can help if something is causing a conflict.
  3. Use different web browsers:
    Some websites work better on certain browsers (like Google Chrome, Mozilla Firefox, Microsoft Edge, etc.). Trying a different one can help fix the problem.
  4. Switch to a different internet connection (like mobile data or Wi-Fi):
    The problem might be with the internet connection. Changing to another one can help check if that’s the issue.
  5. Contact your card issuer or bank directly:
    Your bank can walk you through the next steps so you can complete your purchase without further issues. Since they manage the 3-D Secure protection on your card, they can:

    • Explain how 3-D Secure works for your specific card
    • Help you complete the authentication process
    • Resolve any problems that may be blocking the transaction
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