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When making an online purchase from Trend Micro, you might see an error message that says:

"Sorry, we are unable to process your order. Your card must be authenticated with 3-D Secure before continuing."

Why did this happen?

3-D Secure is an added layer of security used by banks to protect your credit or debit card during online transactions. This system requires you to verify your identity—usually through a one-time password (OTP), biometric verification, or a banking app—before the transaction can be approved.

This error means your card requires 3-D Secure authentication, but the process couldn’t be completed, which caused the payment to fail.

What should I do next?

Contact your card issuer or bank directly. They can walk you through the next steps so you can complete your purchase without further issues. Since they manage the 3-D Secure protection on your card, they can:

  • Explain how 3-D Secure works for your specific card
  • Help you complete the authentication process
  • Resolve any problems that may be blocking the transaction
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